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Property

HDB BTO

Lifestyle

Meiling Tan
Meiling Tan
Level 3. Wonderkid
Answered 1w ago
It's a toss-up in the current market conditions. It's been a buyer's market for resale flats for the past couple years (i.e., buyers are spoilt for choice, so if your unit doesn't stand out, it might be difficult to sell it). That said, if you're willing to put in the necessary work before selling it, now might be the only time you have in the next few years. Most of the major financial indicators are that Singapore is headed for a technical recession, which would negatively impact property prices. Zhi Cheng raises a good point though: if you're coming back from your overseas work in a few years, it might be worth it to keep the property so you have a place to stay.

CPF

Loans

Education

Lifestyle

Pay off the lump sum, IF you can afford it. No point paying extra interest. The faster you pay off, the money gets back into your parents CPF account which in turn will grow at the prevailing CPF rates.

Loans

Savings

Lifestyle

Career

Education

Junus Eu
Junus Eu
Top Contributor

Top Contributor (Sep)

Level 8. Wizard
Answered 6d ago
Given that you sound pretty young - I would say to get a few more years of work experience first. It could be the case that you might not want to pursue computer science post your work experience, or want it even more. Re: the argument of 'possibly getting a higher pay' - I do believe that relevant work experience counts more than another degree. From a cash flow perspective, it also makes sense to pay off your uni loans first, instead of being loaded with another loan, making your total loans $30k + at 4.5% p.a.

Shopping

Lifestyle

Technical Analysis

I would ask you to consider 2nd hand/refurbished laptops. There are a few sellers on Qoo10 that you can consider. I had the same requirements as you and bought mine for $500 and has served me well for the last 2 years.

Lifestyle

Family

Shopping

Economies of scale. There is far more production of white rice rather than brown. As such, it becomes cheaper to manufacture. Also, the shelf rice of brown rice is shorter and it requires more resources to maintain the quality during production, transportation and storage. Nutrition-wise, it is considered a whole grain, so more nutrients are kept within, compared to white rice.

Revolut

Multi Currency Cards

Lifestyle

Alex Wong
Alex Wong
Level 3. Wonderkid
Answered 17h ago
I’ve tried topping up my Revolut using Apple Pay linked with my Singapore credit card and Grab Pay MC several times, there’s no extra charge at all to the credit cards I used.

Family

General

Lifestyle

J
Jefremy
Level 3. Wonderkid
Updated 2d ago
The answer is not so straightforward. It depends on what kind of stress level your family can handle and how adept at change are you. In yesteryears, Fathers were the main/sole breadwinners. They did not handle the affairs of the home too much and mums were there to raise us up. Today, the majority of the workforce is leaning towards women. This fact is reverse that 70% of investment decisions are made by men. So you see, today we are in a transition of some sorts. I don't think the expectation of women for men to provide for them will dissipate. Therefore in a Stay-at-home situation, most likely the parent will be a Stay-at-home mother. But in this transitioning workforce environment , is it still viable? Most likely, the women have an easier task to get and hold onto a job compared to a man as the trend shows. My answer reflects beyond numbers and figures, rather looking towards societal changes and trends. To have a stay-at-home parent is best for a child but the question remains, can a family bear the consequences of an untrained man from the lack of a stay-at-home father figure or a family with irregular income as jobs are now brittle rice bowls. These are the challenges we face for our children's upbringing. As a side effect of the stay-at-home issue, on the corporate level - are we breeding a generation of men that are increasingly verse at politicking at work to hold onto their jobs?

Seedly

Lifestyle

Expenses Tracking

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 8. Wizard
Answered 2d ago
Hey friend! This was something which we considered as well.. however in theory it does sound like a pretty reasonable way to pull transaction data. But on a more practical front, it can be complex and also, quite sensitive across devices (eg this may work on Android OS but not iOS)

Lifestyle

Transportation

Nicholas Tan Yi Da
Nicholas Tan Yi Da
Level 3. Wonderkid
Answered 2d ago
Yeah, you should be able to via easybook website. Dun know where u get this from but from what I know it's fake news.

Shopping

Lifestyle

Cashback

Han Jinyuan Larry
Han Jinyuan Larry, Senior Lifeguard at Certis
Level 3. Wonderkid
Answered 3d ago
If any cashier tells you that you need to pay additional for using NETS, either you pay in cash or you go to another place to purchase.
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