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Lifestyle

Vivien Lee Feng
Vivien Lee Feng,
Level 4. Prodigy
Answered 2w ago
- sacrifice grab ($20) and go for public transport ($2) - sacrifice atas coffee like starbucks (easily $5) nd go for kopitiam coffee ($1) - sacrifice movie ($12/ movie) and go for netflix ($7/ mth if shared between 2 person)

Investments

Stocks Discussion

Yes same rules apply when purchasing a foreign ETF. Just need to find a distributor platform that provides it. Do take note of the withholding tax like your equity investments. If they pay more dividends, you pay more tax, this is especially concerning for distributing bond funds.

Investments

General

Gavin Tan
Gavin Tan,
Level 3. Wonderkid
Answered 12h ago
Hey there anon, by yield that could mean 2 things, do you mean dividends alone or dividends + capital gain? For dividends, realistically 9% is pretty high, and the risk that comes with that high return is pretty high as well. Sure you can go for companies that offer divdends that high, but please do some research and make sure the dividends is sustainable. 1 example would be Starhub, when they offered high dividends but it wasn't sustainable, and ultimately, they had to cut it down by a huge amount. If dividends + capital gain, go for stocks that are undervalued and hold for a long time. That is literally the best advice I can give you that I know of personally. Lastly, if you don't mind waiting 5-10 years, you can just buy great companies, that pay increasing dividends year on year, and just stay invested in them, buy more when they dip and hold. Based on past statistics, if you held onto REITs such as MIT or MCT since 10 years ago, your dividend yield would have doubled, and easily reach double digits! Good luck on your investing journey anon !

Investments

ETF

Yes if you look at either Ireland domiciled ETFs like the IWDA, it is also another one worth considering The withholding tax will also be 15% instead of 30% Another way would be to consider robo advisors? They buy into these ETFs on your behalf.

Investments

Lifestyle

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated 14h ago
Hey Gabriel, we are usually quite low profile when it comes to announcing what's next for the product. The reason is because we don't want to overpromise our users with new features. But rest assured we do keep our top contributors (like yourself) notified about upcoming features in a private setting. So do look forward as I will drop you a message soon! :)

Investments

Ryan Weng Yew Ngei
Ryan Weng Yew Ngei,
Level 2. Rookie
Answered 1d ago
Wien's REITs course is GREAT. He explained REITs from the foundation to advance evaluation. His case studies are real life REITs. The part I really like MOST is how to evaluate REIT to determine its Fair Value. After the course, I initially monitoring the Shortlisted REITs. Later, I "test water" by investing a little. I made a small profit. At this point, I am convinced that Wien's method works. I invested more in REITs and made back more than the course fees. More importantly, this course teaches me "How to fish which will feed me for life, rather than just feeding us with fishes (tips) which will only feed me for the short term". Regards, Ryan

Investments

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 8. Wizard
Answered 2w ago
Haha FOMO already. I saw very long queues at the ATMs earlier this morning. It was pretty intense! Personally I sent it to my family members who had some extra cash sitting in either FDs or their bank accounts and keen to use it to get more yield. Ming Feng just wrote an article about it this morning: https://blog.seedly.sg/what-singaporeans-need-to-know-about-temasek-linked-pe-vehicle-astrea-v/ ! Astrea V: 38 funds and a total of 862 companies, across various sectors and regions. Looks a pretty diversified bond offering in the retail bond space! And backed by a pretty massive reputable investor.
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Investments

Savings

You can start by gaining some knowledge on investments and asset classes. Knowing how to invest may not mean that you choose to DIY your investment. It just means at least you know what sounds right and what sounds wrong. After that, if you choose to DIY, you can start purchasing stocks and funds by yourself. If you choose to get someone else to invest for you, you can work with a Financial Advisor either through digital platforms with the Robo Advisors or with a traditional advisor like myself. Either way, you should be investing or creating a globally diversified portfolio, across asset classes, geographies, and industries. Stay invested, and invest for the long term.

Investments

Stocks

Equities

Securities

Hello! This was a rather interesting question so I went to do some research: ! TL;DR Alibaba has filed confidentially for a Hong Kong listing that could raise as much as $20 billion, and could take place as early as 2019Q3. With its Hong Kong mega-listing, its US share price will most likely rally higher due to overall positive outlook on the growth profile of Alibaba, given its proven track record of positive year-on-year growth. However, if the US-China trade war continues to weigh down on the global economy, this will have a sizeable impact on Alibaba’s US & HK share price. This mega-listing is certainly one to watch. Alibaba Group Business Overview Alibaba Group Holding Limited (NYSE:BABA) is a Chinese holding company that specializes in 4 segments: core commerce, cloud computing, digital media and entertainment, and innovation initiatives. Founded in 1999 by Jack Ma, they are based in Hangzhou, China, and have a global presence. Some of their companies include: ! Its competitors include Amazon, Meituan-Dianping and Tencent Holdings Ltd. About the IPO The Group has filed confidentially for a Hong Kong listing that could raise as much as $20 billion, and could take place as early as Q32019. This would provide them with funds to invest in technology (especially so with the US-Huawei Saga) and compete better against their competitors in the various business segments. This also comes on the back of the US-China trade war and slowing economic growth in China where Alibaba is struggling to sustain growth. Previously, companies with a governance system where top executives could nominate a majority of board members could not list on the Hong Kong Stock Exchange. This included Alibaba and thus they floated on the New York Stock Exchange. However, with the new rules for secondary listings introduced last year, they can apply for an exemption to be listed. How will its Hong Kong listing affect its US share price? Firstly, with the Group’s proposed one-to-eight stock split of their ordinary shares, there will be an immediate decrease in its US share price after the stock split. For example, its share price will drop from $168.25 to $21.03 (as of 20/06/2019). This stock split will increase flexibility in future capital raising activities and increase the number of shares available for issuance, at a lower per share price. Since small investors find the stock more affordable and purchase it, this boosts demand and drives up share prices. Secondly, the announced major business reshuffle to strengthen leadership of the innovation group and bolster its investment focus may boost investor confidence. Chief Financial Officer Maggie Wu will serve concurrently as Head of Strategic Investment Development There are also other new initiatives and reorganisation of business segments. With its Hong Kong mega-listing, its US share price will most likely rally higher due to overall positive outlook on the growth profile of Alibaba, given its proven track record of positive year-on-year growth. However, if the US-China trade war continues to weigh down on the global economy, this will have a sizeable impact on Alibaba’s US & HK share price. Looking back on 2019 alone, Alibaba gained more than 21%, rallying ahead of the broad market. Should you invest in the IPO? With the above points in consideration, Alibaba indeed has strong economic moats and the US-China trade war is only a bump in the road. Even with China’s slowdown, they continue to grow market share and broaden revenue mix and investment profile. However, in the wake of the Hong Kong extradition bill protests, there might be potential repercussions on Alibaba’s HK listing. All in all, this mega-listing is certainly one to watch.
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