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No one knows. Just like no one will be able to predict what Donald Trump will do next. Best thing is to control what we can control. Diversify your investments. Buy companies that fair price. Buy companies with good fundamentals.

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Investments

Stocks

Lok Yang Teng
Lok Yang Teng
Level 6. Master
Answered on 08 Mar 2019
In a sense, yes. US growth rate for was 2.9% in 2018, just shy of Trump’s goal of 3.0%. There was strong consumer and business spending despite multiple headwinds. However the fiscal stimulus is thought to have peaked and the effects will not continue onwards to first quarter 2019.

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Investments

Yeo Enk Loui
Yeo Enk Loui
Level 6. Master
Answered on 07 Mar 2019
Hi there, Just to add on to Leonard's point, I feel that as someone who is new to investing, it is not advisable to spend on subscriptions to these sources - primarily because there is so many fundamentals about investing that one needs to learn before actually learning what stocks to buy (based on these subscriptions' recommendations). Moreover, there are a multitude of free articles (not everything) online like SeekingAlpha, MarketWatch, Zacks that you can exploit instead of commiting to paying for one. Other ways in which you can supplement your knowledge would be to read news sources such as MorningStar, CNBC and even listen to Bloomberg Radio.

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Chris Chin
Chris Chin, Senior Supply Chain at Mnc
Level 4. Prodigy
Answered on 10 Jun 2019
On the contrary, Singapore economy is slowing down further. The Straits Times reported on 21 May that Singapore's 2019 growth forecast downgraded to 1.5% to 2.5% after economy slows to 1.2% in Q1. https://www.straitstimes.com/business/economy/singapores-2019-growth-forecast-downgraded-to-15-25-after-economy-slows-to-12-in-q1

AMA 1M65

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Loo Cheng Chuan
Loo Cheng Chuan, Founder at 1M65 Movement
Level 6. Master
Answered on 07 Nov 2018
I can say for sure that financial crisis always come and goe and that is part of life. In my near 50 years of living, I have encountered so many financial crises (big and small ones) and have accepted it as a part of life. One should assume that a financial crisis will hit one day. Build up a war-chest of funds that you can use to purchase cheap assets during a financial downturn so that you can enjoy the capital gains as the economy recovers.

Healthcare

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Yixiong Chang
Yixiong Chang
Level 5. Genius
Updated on 07 Jun 2019
Yes, preventive care, is like insurance, spends some money upfront, but could possibly save a huge bill from happening and unnecessary pain and suffering. One of it I advocate is doing colonoscopy & gastroscopy. Colon cancer is one of the only cancer that can be prevented (to a large extend). Colon cancer being the number 1 killer for man and number 2 for women, it is a real issue. A preventive screening can be easily carried out. If anyone would like to know about/how endoscopy procedure, do contact me. Typically, if you have a full coverage hospitalisation insurance, the cost of the procedure could be covered. === Quote from MOH website: The majority of colorectal cancers arise from adenomatous polyps. Malignant transformation of adenomatous polyps (adenoma-carcinoma sequence) takes 5 to 10 years via multiple gene mutations. Adenomatous polyps are relatively asymptomatic. They are present in up to 25% of individuals at age 50 and the prevalence increases with age. Most polyps (90%) can be removed at colonoscopy, thereby precluding the need for surgery. Thus, colorectal cancer has a detectable premalignant phase (adenoma) and a relatively long duration of malignant transformation. Mortality from colorectal cancer can be reduced by screening asymptomatic individuals for the presence of adenomas and early cancers. Adenomatous polyps are largely asymptomatic. The process of malignant transformation takes a relatively long time. Screening for colorectal cancer: - prevents cancer by removing polyps at colonoscopy - detects early cancers with a good chance of a cure

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Rave Ong Ci De
Rave Ong Ci De
Level 5. Genius
Updated on 06 Nov 2018
Disagree. How much one is paid depends on how much value one contributes to the company. Gender has nothing to do with it. Also, certain jobs are gender bias, e.g. 4D is run/sold by aunties, lingerie used to be women only, sewage clearing dominated by males, etc etc. If it is true, wouldn’t those poor who needs govt aid be all females? Wouldn’t companies only hire females to minimise cost?

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Junus Eu
Junus Eu
Top Contributor

Top Contributor (Jun)

Level 8. Wizard
Answered on 28 May 2019
Definitely vet costs. These are unexpected, and if your pet has an ailment that requires repeat visits to the doctor, then prepare to fork out a hefty sum over time. Additionally, surgery costs if required. Food costs, if your pet happens though be fussy and does not eat the food you like. Furniture costs, if your pet damages some expensive wood furniture. Or random costs, if your dog pees on your expensive shoes, for example ;)

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Luke Ho
Luke Ho, Money Maverick at Money Maverick
Level 6. Master
Answered on 03 Nov 2018
I work both in the insurance line and running my own side business (being my own boss) so hopefully my experience will be relevant to you. A business should never accomodate a client further than the standard set out. If you're the business owner, set the standard for your employees and make sure they stick to it. It'll hurt your business in the long run if you don't value your time. I saw the article and am very much on the side of the business owner. The agent girl should understand of all people, being a self employed - time is money. If a client goes too far, you should typically absorb the loss (the idea you'll lose the client) as spending too much time and resources usually leads to much larger losses. I rarely make allowances unless the clients are of higher net worth or close to me, and even then it tends to cost me both emotionally and financially.
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