Hi anon, If you are fairly certain of your ability to generate returns for your parents, then by all means, go ahead. If not, it might be better to leave the investments to others. If money is lost, they most likely won't blame you as you are their child, but it will sour things, and you will also feel guilt ridden, which is the last thing you want. If you were to invest their monies, make sure it is not a big amount first. Defiintely don't invest their entire live savings. At their age, they should not be taking undue risk. Perhaps up to 20% of their savings can be placed in defensive equities that generate good dividends. I have actually done that myself, helping my mom to get some dividend stocks, which I myself hold. Mom is very happy when she gets the dividend twice a year. It was a bit hard at the start since she's never invested, so she was very very skeptical about the whole idea. However, as her son, I personally guaranteed her capital (she wasn't going to put too much anyway) so that extra level of guarantee from me was sufficient to convince her to start.