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SeedlyTV EP02

Miles

Credit Card

Milelion

Aik Kai
Aik Kai
Level 6. Master
Answered on 21 Apr 2019
To me, you need 3 cards and 1 more if you can. 1) DBS Altitude Visa Card 2) DBS Altitude AMEX Card 3) Citi Premiermiles Visa Card 4) Citi Premiermiles AMEX Card (high income req, so a bit of a bummer) The strategy is just charge everything to these cards. If that month Citi has a promotion, just charge to Citi's cards. If DBS has a promotion, just charge to DBS's cards. As points from these cards don't expire, just keep charging to these cards and you should have a sizeable amount of miles in a few years time. Boost the number of points by paying annual fees too. This way, you can don't need to worry about what cards give you what mpd la and no need to every year monitor the soon to expire points. You do need to make an effort to know how many miles for the dream redemption you want though.

SeedlyTV EP02

Credit Card

Miles

Milelion

Huang Yixuan
Huang Yixuan, Product Designer at Somewhere
Level 6. Master
Answered on 09 May 2019
Heyhey! For me, I got a Krisflyer Amex card first, that gives me about 15k sign up bonus with 3k spent in the first 3 months. So total about 18k already. After a few months, I got the Citipremier miles card, because the miles don't expire, and has higher mpd, (1.2mpd compared to AMEX which is 1mpd) Citibank also has a sign up bonus of 23k with 7k of expenditure in 3 months, if you pay the annual fee of ~$200. So now I would have gotten 18k+30k = 48k miles from these two cards alone, and by paying the $200 annual fee. 50k miles get you to south africa and melbourne! So this method is quite worth it imo if you can hit the min spending (:

Credit Card

Promo Codes

Jeremy
Jeremy
Top Contributor

Top Contributor (Sep)

Level 5. Genius
Updated on 19 Sep 2019
Yes, I do have the BG50 Referral programme Code for US$50 worth of MCO tokens when you use my referral link: https://platinum.crypto.com/r/5yz2mybv64, or enter Referral Code: 5yz2mybv64 . To unlock the sign-up bonus, you'll need to stake at least 50 MCO (in other words, apply for the Ruby Steel Visa Card) . ! P.S. 50 MCO stake is equivalent to about SG$240 at today's rate. And this would allow you to get the Ruby Steel Metal Visa card that you can use to get 100% rebate on your Spotify subscription and 2% cashback on all transactions. Well, you can, of course, choose to stake more, 500 MCO (~$2400) for the higher tier card to get 100% rebates on both Spotify and Netflix and even airport lounge access. More details on the BG50 referral programme here: https://help.crypto.com/en/articles/3124990-bg50-referral-program
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Credit Card

CITI Rewards Card

UOB Preferred Platinum Visa Card

Miles

Aik Kai
Aik Kai
Level 6. Master
Answered 1w ago
This sounds like a very late reply now but based on the categories you mentioned, I would choose Citi. The $5 block for UOB will make calculations a little bit tricky so I would avoid that. For Grab, these 2 cards don't give points. Citi is a hit and miss so it depends. Better miles card for your mentioned categories: Grab: Maybank Horizon Visa and AMEX Krisflyer card Dining Out: Maybank Horizon Visa. Refer to this for more information: https://milelion.com/credit-cards/guide/

Credit Card

Using a SGD credit card usually incurs around 1% (currency conversion fee) +2% (bank admin fee) = 3% The forex rate is usually not that favourable, roughly 0.6% additional costs. So a total of roughly 3.6% additional costs on most credit card (NOTE: this is average, different bank charges different, some charge a bit more... some charge a LOT more) You can google for most bank charges. For peace of mind, you may just stick to youtrip or its rivals.

Credit Card

General

Jasmine Tsoi
Jasmine Tsoi
Level 3. Wonderkid
Answered on 04 Sep 2018
Hi! Adding on from Kenneth's post, I think it's also important to see if you want just one card, or if you are okay to spread your miles among different cards for different purchases. As a guide these are some of the more popular cards in the field: - DBS WWMC 4mpd for online spend cap at 2k a month. Points expire in 1 year if I remember correctly - DBS altitude/Citibank premier miles card: basic entry level miles card that gives 1.2mpd for most spending (might get more mpd on certain categories like online travel etc), points don't expire - the new BOC miles card: current promo till Dec that earn more than the altitude/premier miles. However have also read reviews that the card takes really long to arrive, and their internet banking is quite primitive 😂 points have expiry date 1-2 years too. - amex krisflyer is the only card that credits miles directly into your krisflyer account, instead of accumulating bank points then transferring in a lump sum of points. Also, collecting air miles usually requires some effort too! Bear in mind if you just want one card, miles collecting might be slower, and make sure to check the points expiry with the bank. But if you spread yourself out too much with many cards, beware of orphan points when you don't hit the min points to exchange them to miles. I hope I did not just confuse 😂😂 have fun with the miles game! I'm still learning too :)

Credit Card

CITI Rewards Card

DBS Altitude Visa Signature Card

Miles

Transport

Hi, I guess you are referring to credit cards for EZ-link transactions? There's Citi SMRT card, Stardard Chartered unlimited cashback credit card and DBS live fresh card that comes with rebates and EZ-reload. Hope that helps.

Credit Card

Seedly

Expenses Tracking

In the Seedly App, there is an "add account" which you can use. The bottom tab to use is "Accounts" At the top right hand, there is also a "Link Bank" which you can use by tapping on "UOB" and you will receive instruction to link the UOB account with your username and password.

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Bank Account

Savings

Career

Ng Jun Qi
Ng Jun Qi
Level 2. Rookie
Updated 5d ago
Assuming you are below 27 years old, Standard Chartered jumpstart. 2% without any further requirements. Use it as a savings account (park your money) Create a DBS multiplier account , and credit your salary to it. Transfer the amount you want to save monthly to the SC account. Then use the DBS one as expenditure account. DBS also easier to find ATMs.

CITI PremierMiles Visa Card

Miles

Credit Card

I believe the annual fee is only chargeable after a full year and they will charge it to your card automatically.
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