It’s good that you’re thinking of investing at an early age. But before you start investing, I’d suggest building up your emergency fund, having adequate insurance and minimising any high-interest loans like credit card debts. You can consider RSS plans if you want exposure to Singapore stocks. But if you want a diversified portfolio with exposure to global stocks and bonds, digital wealth managers like Syfe may be another option. (Syfe has no minimum investment amount.) Apart from investing early, diversification is one of the other keys to successful investing. Simply put, don’t invest all your money in the same place e.g. in one specific stock. A diversified portfolio helps reduce your investment risk so that you won’t lose everything if the market underperforms. To diversify your portfolio, you would want to invest in different types of assets such as stocks and bonds. Next, diversify your investments within these asset classes. With stocks, this could mean investing in a mix of large cap, mid cap, and small cap stocks for instance. This is also the reason I generally advise against picking individual stocks. Instead, I recommend investing in Exchange Traded Funds (ETFs) for quick, easy diversification since ETFs allow you to invest in a large number of stocks through a single transaction.