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Blue Chips

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Investments

Stocks Discussion

Regular Shares Savings Plans (RSS)

OCBC

Savings

Blue Chips

It’s good that you’re thinking of investing at an early age. But before you start investing, I’d suggest building up your emergency fund, having adequate insurance and minimising any high-interest loans like credit card debts. You can consider RSS plans if you want exposure to Singapore stocks. But if you want a diversified portfolio with exposure to global stocks and bonds, digital wealth managers like Syfe may be another option. (Syfe has no minimum investment amount.) Apart from investing early, diversification is one of the other keys to successful investing. Simply put, don’t invest all your money in the same place e.g. in one specific stock. A diversified portfolio helps reduce your investment risk so that you won’t lose everything if the market underperforms. To diversify your portfolio, you would want to invest in different types of assets such as stocks and bonds. Next, diversify your investments within these asset classes. With stocks, this could mean investing in a mix of large cap, mid cap, and small cap stocks for instance. This is also the reason I generally advise against picking individual stocks. Instead, I recommend investing in Exchange Traded Funds (ETFs) for quick, easy diversification since ETFs allow you to invest in a large number of stocks through a single transaction.

Blue Chips

Investments

Investment comes in different forms. There is no best investment but consider these few factors: - Why are you investing? - What is your risk appetite? - How long are you willing to invest/stay invested? - How much are you comfortable investing? - Self managed vs 3rd party managed? - What are the charges to investment products? DO NOT follow blindly. Actions leads to reactions/consequences. Knowledge gives birth to choices. Only when you are aware of the different choices, different consequences can you then make a decision where the consequences are something bearable.

Investments

Blue Chips

OCBC FRANK Card

Stocks

Tan Wei Ming
Tan Wei Ming

()

Level 5. Genius
Updated on 07 Jun 2019
OCBC Monthly Investment plan is too expensive for someone who wants to invest $100 a month. $5 out of $100 is alr 5% cost. That's too expensive! Besides POSB InvestSaver, the other monthly investment plan that I will recommend is Maybank Kim Eng monthly investment plan. Do take a look!

Investments

Stocks

Blue Chips

Hi there, I would assume this is after you do your due diligence on the company you're wanting to purchase in i.e. Payout ratio, Cashflows etc. There are a couple of factors to consider 1) Liquidity of stock If the stock is relatively illiquid, the movements in price would not be large and if trading volume is relatively low, the prices of stocks may even fall lesser than the dividend / might not even fall at all 2) Current price Is the current price nearing 52 weeks high? If it is, the magnitude of fall Ex-Dividend might bring about a good chance to buy given how people would both take profit and take dividend on the Ex-Dividend date 3) Market forces Now with so many external forces acting on the market, prices are a lot more volatile, hence even though theoratically it makes more sense to purchase ex-dividend, but essentially, if you're intending to hold the stock long-term, the magnitude of the dividend should be relatively minimal and if you're considering to invest, the dividend could be your first income from the stock!

Investments

Blue Chips

Stocks

Mabelline Tan
Mabelline Tan

()

Level 3. Wonderkid
Answered on 14 May 2019
Perhaps, try Stashaway app/website where it is geared towards investment. It is MAS-regulated. The investment picks they recommend are ETFs which have a lower expense ratio, so meaning you don't pay as much as a sales charge in a unit trust. Added, please set aside 6-12 months emergency funds before you start to invest.

Investments

Stocks

Blue Chips

Same way you would invest in stocks. Buy/sell through a regular brokerage platform. However, do note that having blue chip status does not guarantee the stock is a good investment. SPH is or was, maybe still considered blue chip but its business has since been disrupted badly by technology.

Investments

Regular Shares Savings Plans (RSS)

PhillipCapital (POEMS)

Blue Chips

SW
Shaun Wq Lim

()

Level 4. Prodigy
Updated on 14 Jul 2019
You might want to double check your information. OCBC BCIP charges min. $5 fee per counter per transaction. For 6 counters, that will be $30 per month.

Blue Chips

Stocks

Investments

Leonard Tan
Leonard Tan
Top Contributor

Top Contributor (Mar)

Level 6. Master
Answered on 15 Apr 2019
Fun fact: This technology is not exactly new and unique to Volvo! Carmakers actually can tamper with software to set hard limits to their hardware. However this is the first time this has been proudly done and publically announced- probably as a PR marketing stunt. Volvo is well known for their vehicle safety. This initiative would definitely go on to further solidify and reinforce that brand image it has. While it is indeed a unique initiative, I do not see Volvo's future cashflows would be deeply improved by this move. In the long run, cost cutting measures and technological advancement- especially in the push for electric vehicles and self-driving vehicles would be where the majority of potential growth lies in.

Blue Chips

Equities

Securities

SeedlyTV EP01

Stocks

Investments

They are classified by total assets and turnover. Traditionally, the bigger the company the safer it is. Because they've been around for long, usually holds the biggest market share. But sometimes there's not much room to grow especially when the company is a defensive incumbent. Smaller cap companies have to innovate to grow and survive. But because they're smaller, they can go bust or get eaten out in their industry. But of course with that, they can be diamonds and grow really quickly and give you explosive returns. Invest in a mixture of all 3. The more risk you want to take, invest a little more in smaller cap. If you don't want to take too much risk, just go for large cap companies. But diversification is key here.

Blue Chips

Stocks Discussion

Stocks

Investments

Han Jinyuan Larry
Han Jinyuan Larry, Senior Lifeguard at Certis

()

Level 2. Rookie
Answered on 21 Mar 2019
BN4 KEPPEL CORPORATION LIMITED C31 CAPITALAND LIMITED C38U CAPITAMALL TRUST C6L SINGAPORE AIRLINES LIMITED O39 OVERSEA CHINESE BANKING CORPORATION LIMITED S63 SINGAPORE TECHNOLOGIES ENGINEERING LIMITED S68 SINGAPORE EXCHANGE LIMITED T39 SINGAPORE PRESS HOLDINGS LIMITED
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