Blue Chips

Sembcorp marine currently is trending at 1.58 to 1.63. This is due to uncertainty of the oil price and furthermore on the contracts to be awarded to them. Their free cashflow may be used to pay off debts and hence may not even have final dividend. Though we expect oil price to increase steadily towards $60USD which will bring back some profits next year. Its going to be a long term (2 years) if you Continue to be vested. Hopefully the rumour about acquisition is near and may help you to realise less losses (if there is a merger and acquisition).

Personally, I would encourage a structured way to learn investing. 1) Understand what are the basics, what kind of financial Instruments are available? 2) Understand yourself. What is your risk appetite and your goals. What if, the goals cannot be met if you have low risk appetite)? 3) Are blue chips really all safe? (hyflux, AIG, creative, keppel, Starhub, singtel? 4) economy changes and the effects on business (in turn affects their financial and stock market value)? 5) why does the index survive 100 years but stocks drop out of the index?

Learn to invest on your own. Why take the chance of having your funds locked up in an endowment that offers uninspiring returns? Not to mention costly funds that won't lead to something decent? Buying into a few reits and ssb may potentially offer something on par if not better, returns wise, with the option to liquidate without much costs. Do examine the reits to see if they fit what you are looking for before buying into them. Hope this helps

Yes as it is traded on the stock exchange. You can do so when the market is open

If you still have 1k, i strongly suggest that you first save up to 6 months of expenses in a bank account as a rainy day fund. If you have already done so, perhaps you can spend more time on your own personal education to have a deeper understanding of investments so that you are able to utilise your money better. With prices tumbling down since the start of this year, it may be a good opportunity to start picking out undervalued stocks when the crisis do come!

You should try out a portfolio tracking tool like Stocks.cafe Enter all your purchase details and you can clearly see if you are profit or loss