Hi Alcander! Taking the assumption that you're a student and thus, would not be able to qualify for Salary Crediting, Credit Card Spend, Home/Car Loans and/or Investments. Here are the top 3 Saving Accounts you can go for with the highest interest rates. P.S. Calculated/Researched based on this formula (Base Interest + Bill/Giro Payment + Other Bonuses) ! 1) Maybank's Save Up Programme Base interest rate: 0.3125% - one Maybank product or service, Giro Payment Bonus (of at least $300): 0.3% Total attainable interest: 0.6125% ! Source: Maybank 2) Bank of China's SmartSaver Base interest rate: 0.25% - Payment Bonus (3 bill payments of at least S$30 each): 0.35% Total attainable interest: 0.6% Source: Bank of China 3) CIMB FastSaver Account - Base interest (First $50, 000): 1% Base interest (Next $25, 000): 1.5% Base interest (Above $75, 000): 0.60% ! Source: CIMB Based on our assumptions and interest rate formula, CIMB's FastSaver Account will provide you with the highest interest rate at 1% which will be ideal for you at this juncture. However, don't just hear this from me, do check out what our community have to say by reading their reviews: https://seedly.sg/reviews/savings-accounts Also, for a more detailed breakdown for all available savings accounts, do check out our Best Savings Account Cheat Sheet here: https://blog.seedly.sg/best-savings-accounts-singapore/ Last but not least, do note that you can use Seedly's Savings Account Calculator to find out which service provider is best for you: https://seedly.sg/tools/savings-account-calculator ! I hope this will help!