Asked by Justin Tan

Should I get term life or whole life insurance for those diagnosed with polycystic ovary syndrome? Does it affect the policies I can get?

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    • Jonathan Chia Guangrong
      Jonathan Chia Guangrong, Fund Manager at JCG Fund

      Top Contributor (Jan)

      339 Answers, 485 Upvotes
      Answered 4w ago

      Depending on the insurer and current status of the condition, likely to be offered non standard terms. You may wish to do a preliminary underwriting application with the insurer of your choice to see what terms will be offered. This way, you won't have a 'black mark' when asked if you have been offered non standard terms on other applications

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    • Brandan Chen
      Brandan Chen, Financial Planner at Manulife Singapore
      153 Answers, 224 Upvotes
      Answered 3w ago

      what Jonathan shared is right!

      Let me know should you like to apply for preliminary underwriting.

      You may reach out to me via my webpage at

      www.brandanchen.manulife.sg

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