Should I get term life or whole life insurance for those diagnosed with polycystic ovary syndrome? Does it affect the policies I can get? - Seedly

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Asked by Justin Tan

Asked on 28 Jan 2019

Should I get term life or whole life insurance for those diagnosed with polycystic ovary syndrome? Does it affect the policies I can get?

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Jonathan Chia Guangrong
Jonathan Chia Guangrong, Fund Manager at JCG Fund
Level 6. Master
Answered on 28 Jan 2019

Depending on the insurer and current status of the condition, likely to be offered non standard terms. You may wish to do a preliminary underwriting application with the insurer of your choice to see what terms will be offered. This way, you won't have a 'black mark' when asked if you have been offered non standard terms on other applications

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Brandan Chen
Brandan Chen, Financial Planner at Manulife Singapore
Level 5. Genius
Answered on 03 Feb 2019

what Jonathan shared is right!

Let me know should you like to apply for preliminary underwriting.

You may reach out to me via my webpage at

www.brandanchen.manulife.sg

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