Should I be applying for a cancer standalone plan without medical underwriting if I got rejected for a multipay CI?

It depends on your needs. There exists cancer coverage plans with simple underwriting. Accordingly, it is easier to get insured to that end. For example, you only need to answer 3 questions for AIA Multi-Stage Cancer Cover. Thereupon, the digital underwriter will determine your eligiblity.

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Hi there,

Usually in cases of rejection, the applicant consultant should know the results on why you were rejected for the application. Depending on the severity, if have personally encountered cases where the rejected reasons were rescinded after a positive medical examination.

If you are not able to purchase a CI plan, a cancer-only plan might be viable in the interim as the underwriting requirements are different, until you can ascertain why you were rejected in the first instance.

If CI coverage is important to you, and you require assistance, I do have some experience in dealing with such cases, so please do create a contact request and we can take it from there. I do hope i was able to shed some insight on your situation!