Seeking advice as I am new to investing. I would like to save 100k before I reach 45. Currently 35, After deducting all expenses etc with 2k spare cash per month for investing. Thanks. Any advice?

$2K a month for 10 years will be $240K (That's simply the capital)

​

Perhaps change your goal? :P

​

10 years isn't a long time, but it isn't a short time either.

​

Investing is as much about your knowledge as it is the market conditions, financial analysis, luck and other factors. Invest based on your desired efforts. If you want to simply put your money away on a monthly basis without much studying, then choose a few ETFs / index funds.

​

If you are interested to study, then perhaps put your money into cash funds tentatively, until you have found suitable investments, as it is relatively safe and your money could be easily accessible when you are ready to invest.

​

Since you are new to investments, i would advise to start with robo advisors ETF to test water. Having that said, at age 35, you have a long runway to recover from the losses and also 10 yr to reaching 45yo, i would allocate 70% into riskier investments 30% into bonds (contrast to what the other poster said).

EOD do your due dilligence.