Anonymous
Roboadvisor VS S&P500?
Hello guys! Am looking into having a passive investing portfolio as I have just started graduated and am working a full-time job, and was considering either of these methods:
- $500 per month into Stashaway
- $500 per month into CSPX via SCB (coz its accumulating dividends and from what i understand it averages about 8-10%)
Any advice which would be better? :/
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Lin Yun Heng
11 Aug 2020
Senior Analyst at Delphi
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Tan Yu Ji
11 Aug 2020
Economics at Nanyang Technological University
Why not both haha? S&P 500 only tracks the US market but the roboadvisor helps you build a diversified portfolio with stocks, international stocks, commodities, government bonds, corporate bonds and cash.
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You can check out my article on the comparison between Syfe and Stashaway here.
In essence, choose Stashaway if you have 25k or more to invest due to their high fees if you have less than 25k (0.8% +0.28% ETF expense ratio)
If not, the answer is obvious to choose Syfe Equity100 since it gives you the highest risk-adjusted return in the long run since it is 100% equities. You can also check out my article on Equity100 here to find out more information.
Currently, both Syfe and Stashaway's portfolios are outperforming S&P 500. You can view the data on the link I shared above between Stashaway and Syfe to find out more!