Question on AIA GPP CI coverage? - Seedly
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Whole Life Insurance

AIA Guaranteed Protect Plus (II)

Anonymous

Asked 2w ago

Question on AIA GPP CI coverage?

Does the AIA GPP (whole life) already have a CI component in its basic plan without having to add a rider? Noticed that there is a ECPL (Early CI) coverage rider, so what if I only want CI but not ECI coverage?

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There is no Critical Illness coverage in the basic plan for AIA Guaranteed Protect Plus. Instead, this is optionally available as either a standalone rider or an accelerated rider. You may refer to Part 3 of this post to understand the difference between the two types of rider: What is Critical Illness Insurance Singapore

In like manner, yes, you may choose to be covered for major Critical Illness only.

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ūüĎć
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2w ago

Thank you Zhe Liang, so may I check if the ECPL rider already contains the CI rider? (which means ECPL is CI + ECI)
Pang Zhe Liang
Pang Zhe Liang

2w ago

In a way yes, the Early Critical Illness rider will cover the conditions at the major stage as well. In addition, there are also a number of special conditions that are not covered under the Major stage Critical Illness rider itself.
Thank You!
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