Asked by Ang Agg

My ex-colleague cheated $20K from me and cheated me to sell my gold! Debt Collector charged me $1200 but I can't make her repay full! What should I do?

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  • Ck Chai
    Ck Chai
    Level 4. Prodigy
    Answered on 28 Sep 2018

    Can I share my experience with you? I got cheated by my friend‘s bro by loaning him for capital start up and he run away with the $30K which I have been saving hard for more than 10 yrs!

    Felt anguish for my stupidity, esp after sometime, I feel that my friend may have played a part in the scam! I do not earn much, $30K is an hefty amount! I dare not even share with anyone and been living in sorrow for years. 😭 Even with police report, it’s useless as he‘s gone.

    Yes, it sucks to know someone is enjoying life with your hard earned money, but to continue dueling with it only makes yourself more miserable... What’s lost is lost, and life must go on. I just gotta suck thumb & acknowledged that money is gone forever and start from scratch again.

    It’s not easy, and I feel embarassed to share the miserable amount of savings I have, at this age. But I finally saved enough emergency fund to cover for myself & my old folks, and working towards better financial & retirement planning. Now I’m waiting for karma to fall upon the Scammer. May you move on and be a happier person. 🙏🏻

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  • Jeff Yeo
    Jeff Yeo, amateur Social contributor at School of social sharing
    Level 6. Master
    Answered on 28 Sep 2018

    Make a police report

    i hope you kept all the documentation and prove

    debt collectors can only do that much

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  • Ng Lip Hong Kyith
    Ng Lip Hong Kyith
    Level 4. Prodigy
    Answered on 20 May 2018

    Hi, Firstly we are trying very hard to understand what you are saying. It seems in reverse order. Do you mean your friend act poor thing so you lend the money, to your ex colleague, then he ran away so the debt collector is coming after you with $1200?

    Are you the guarantor in the first place? If you are not the guarantor just file a police report and tell them off. Find some means to hunt down your ex-colleague. Hard but I am afraid you may not get your money back.

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    • Ang Agg
      My ex-colleague yet to pay me Interest for $20k I put in her dad FD since 1992. Paid S'pore Debt Collection Svc $1200 to help retrieve this 26 yrs FD Interest + my gold she cheated + $4k personal loan to her! SDCS can't mk her repay too! Waste my $1200! What can I do? Help!
      26 May 2018
  • Npm Adele
    Npm Adele
    Level 3. Wonderkid
    Answered on 07 Dec 2018

    You can make a police report, and you might need to start learning to let go, and take it as a very very expensive lesson learnt:(

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  • Gabriel Tham
    Gabriel Tham
    Top Contributor

    Top Contributor (Apr)

    Level 8. Wizard
    Answered on 20 May 2018

    This looks more like a police case that you should report. Any unlicensed debt collection should refer to police too.

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    • Ang Agg
      S'pore Debt Collection Svc is licenced - Its lady boss always appear in magazine interviews - boasting of its many yrs experience in helping to retrieve bad debts. Bt till nw SDCS unable to help me retrieve tis amt of money my ex-colleague cheated me! NATO! Does anyone know how to find out debtor's Co or hme addr based on IC no.?
      26 May 2018
    • Serene Toh
      Don't think you can find that out without breaking the law.
      25 Oct 2018