Is there such a thing as holding too much money in OA?

Hi Martin,

All OA monies will earn 2.5%, with the first $20K earning 3.5% (but the 1% is credited to your SA).

You cannot deposit more than $37740 into your CPF. This amount is known as the annual limit. (This excludes SA/RA specific RSTU)

This $37740 will be allocated to your 3 accounts according to your age group. In the event that MA and SA are full, the MA contribution will spill over to OA, so it does make OA grow faster.

No, I do not think there is a such thing as too much money in OA. There is an annual contribution limit, so this somehow limits how much money you can pump into OA.

This means if you strike toto 1 million, you cannot just pump 1 million inside.