Asked on 27 Nov 2019
If not, are there other options available that would be recommended?
Not that I am aware of.
If your concern is on the interest payable or has the intention to make early repayment to the loan (so that the entire loan is paid off earlier), then check with the provider (e.g. banks) to see how you will be able to work out a monthly instalment with an ad-hoc payment every month.
From there, they will be able to advise you on the best way to reduce the total loan payable.
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