Asked by Anonymous
Asked 3w ago
Looking to get a card for everyday expenditure and maybe for a couple of shopping and items during the electronic fair next weekend!! :)
As far as I know, OCBC N90 card does not charge conversion fee when you convert your points to mileage but Citi does. The downside for OCBC is you can only convert to Krisflyer miles while Citi has a lot more airline partners. However, if you only intend to convert to Krisflyer miles, then the OCBC card makes more sense since there is no conversion fee.
Top Contributor (Feb)
For general spending, BOC Elite Miles card has a better accrual at 1.5 miles per dollar.
Out of curiosity... are you in time to get a credit card for spending next weekend even?
Anyway, I personally use Citibank PM card, for these following reasons
If your everyday spending includes paywave, UOB PPV is better. Otherwise, BOC Elite Miles is better as it has the highest mpd rate among general spending cards.