Is the maybank platinum visa card worth getting?

Honestly, the maybank platinum visa card doesnt have anything particularly special. the rewards would vary with how much you spend a month but i wouldnt say the rewards are very attractive either because for e.g. you would have to spend at least $300/month for a quarter to get a max of $30 cash rebate and $1000/month to get a max of $100 cash rebate. it is not too bad but thats about it. Another feature that could be found in multiple credit cards would be the complimentary travel insurance (coverage up to $500,000) if you bill all travel expenditure to the card (including the people you are travelling with) .

But even with the complimentary travel insurance, it brings out the question of, is there a minimum amount you should charge to the card before you get the complimentary travel insurance? they were not super clear with that and it could possibly be where problems might arise.