Andrew Kwek

25 Feb 2020

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Is it wise to include cpf as part of my portfolio? I am 30 and I have 51% in stocks, 40% in cpf (oa, sa, ma) and 9% cash. ?

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Li Elizabeth

02 Apr 2024

I guess at point of retirement when you can withdraw out, then yes, else if between 30-55/65, prob wiser to not to.

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Geraldo L.

25 Feb 2020

Hi Andrew, i keep track of my CPF but still prefer to keep it as a separate portfolio due to the difficulty in rebalance it alongside other cash-funded investments.

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Jason Sing

25 Feb 2020

School Of Hard Knocks And Life at School Of Hard Knocks And Life

Yes, it is definitely wise to include CPF as part of your portfolio. I would recommend you to top up $7000 annually into your SA to take advantage of the tax incentives. I wonder if insurance is missing from your portfolio. Insurance should form the base of your portfolio, with investment at the top. Just my humble opinion.

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Davin

25 Feb 2020

CPF is part of my net worth but not part of my investment portfolio.

What is the main motivation to consider CPF as your portfolio? If you using CPF to invest, then i think it make sense to include the equities in your portfolio.

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MT2020

25 Feb 2020

I would not invest my cpf money as i would rather have a peace of mind knowing that i have a safety ...

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Related Posts

When we talk about having $100k of net worth at the age of 30, does that include CPF(OA) or CPF (OA,SA,MA)?

When you want to calculate your net worth, should you include the cash value in your whole life insurance policies and money in your CPF accounts (OA, SA, MA)?

To pay housing loan in cash to save CPF OA? Or to pay with CPF OA and do voluntary contribution later? Since they will spread to MA and SA with more interest?

My dad,51 yo is a taxi driver as this are his CPF values: OA: 0 (emptied to pay for house) SA: 43k MA: 59k Are there any CPF strategies for him situation?

There are many articles out there talking about how to achieve 100k by 30. Does the 100k includes just pure cash savings? Or it include CPF oa/sa/medisave and investment portfolio?