Asked on 30 Dec 2020
Is AIA Healthshied Gold Max B with rider; Coverage, A ward of Government/ Restructured hospital considered as a hospitalisation insurance plan only?
Yes, this plan is a hospital and surgical plan only. Claims may only be admitted if you are hospitalised or if you are undergoing day surgery or outpatient treatment for certain conditions like cancer or kidney dialysis (if I recall correctly). Believe there is a small death benefit component as well.