Anonymous
I have decided to start passive investing with one of the Robo-Advisors in Singapore. I don't have a timeline and my idea is to do general, long-term investing to strengthen my future financial standing.
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Cash out when you need the money!
Example, if you need the money in 5y down the road, you should start de-risk your portfolio over the years and cash out in the end of 5y. This ensure you minimize the downside risk when you need the money.