If I have only 5k in my SRS account now and I want to invest it now instead of it sitting idling, what are your thoughts on how should I invest them?

Hi anon,

With $5K there are still plenty of options. You may consider stocks/ETF/UTs/SSB.

Note that due to brokerage costs, you might only want to buy one ETF or one stock. You shouldn't have to pay any sales charges if you buy unit trusts.

Evaluate each asset class with respect to risk and return, and be familiar with their pros and cons before you invest. You probably just want to pick one out of the 4 listed and stick with it first. You can add on more when you top up your SRS again.​​​

For myself, I had $500 in my SRS account.
I invested the amount into Endowus.

Do note the Endowus has a minimum investment amount of $10,000. Can be across cash, SRS and CPF.