N

07 Jun 2019

∙

If a SG/PR has comprehensive company insurance, is it still worthwhile to triple cover by buying enhanced shield?

I.e. already double cover with company insurance & Medishield life + careshield life.

AMA Christopher Tan

9

Discussion (9)

What are your thoughts?

Learn how to style your text

Josh Tan Jian Liang

07 Jun 2019

Co-founder https://theastuteparent.com at Promiseland Independent Pte Ltd

If you feel your company's insurance is comprehensive, you could consider enhancing your medical coverage with Raffles shield.

Look for the point on "high deductible option" mentioned in the post. It is designed to have the least overlap with your corporate health coverage and gives you the safety of having coverage when you leave your company someday.

https://www.theastuteparent.com/2018/07/raffles...

Reply

Save

View 2 replies

N

07 Jun 2019

Thanks Christopher & all for your replies. Is there a health insurance out there that has $0 present cover, but charges minimal to ensure one's insurability, with the cover only starting when a person pays the full premium?

Reply

Save

View 3 replies

Christopher Tan

23 Jan 2019

CEO at Providend Ltd

Hi Nicholas, thank you for your question. Some of your questions have been answered by others here. ...

Write your thoughts

Related Posts

As a FT perm employee, my company would have Term insurance to cover death, critical illness and permanent disability. It is still necessary for me to buy my own Term insurance when I'm employed?

If one faints on the street and is subsequently sent to a private hospital by the ambulance, how much could she/he claim from the insurance company, assuming she/he has only an integrated shield plan that covers public hospital?

My dad is 67yo & had a stroke in 2012. He has been unsuccessful in applying for integrated shield plan from insurance companies and has no coverage. Are there any options left to get him covered?

Should i still get a PA insurance if I'm already covered by my company?

Is is common for people to buy ECI rider with similar $ coverage as life cover? etc. 100K life 100K ECI. By the way, is there any insurance company having promotion for life +ECI plans?

Related Posts

As a FT perm employee, my company would have Term insurance to cover death, critical illness and permanent disability. It is still necessary for me to buy my own Term insurance when I'm employed?

If one faints on the street and is subsequently sent to a private hospital by the ambulance, how much could she/he claim from the insurance company, assuming she/he has only an integrated shield plan that covers public hospital?

My dad is 67yo & had a stroke in 2012. He has been unsuccessful in applying for integrated shield plan from insurance companies and has no coverage. Are there any options left to get him covered?

Should i still get a PA insurance if I'm already covered by my company?

Is is common for people to buy ECI rider with similar $ coverage as life cover? etc. 100K life 100K ECI. By the way, is there any insurance company having promotion for life +ECI plans?