Asked by Anonymous

I will most probably be buying a house in 4-5 years time. Would you advice to save up the house fund in bank or buy safe stocks and sell it 4-5 years later to fund for housing expense (reno etc.)?

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    • Jeff Yeo, amateur Social contributor at School of social sharing
      245 Answers, 358 Upvotes
      Answered on 24 Sep 2018

      The “safe stock” option is risky because we do not know the market conditions in 5 years however 5 years is a good time frame.

      i think putting it into the market is a good idea to either gain dividend payouts for 5 years or capital gains if the stock rises

      it it would be good to spread the risks out between capital gain stocks ETF and maybe some REITS

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    • Nicholas Chan
      175 Answers, 261 Upvotes
      Answered on 15 Sep 2018

      Five years is a decent time frame for investing in equities. Buy an emerging market etf, valuations are low now.

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    Jason Sin

    Top Contributor (Nov)

    326 Answers, 410 Upvotes
    15 Sep 2018

    Save 50% using Singapore Saving Bond and invest the other 50% in stocks and bonds. Just a suggestion and please do your homework.

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