I want to get a AIA hospitalisation plan for my upcoming newborn kid due to the AIA vitality. Anyone has any feedback on Aia vitality? - Seedly
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James Yeo

Asked on 02 Oct 2018

I want to get a AIA hospitalisation plan for my upcoming newborn kid due to the AIA vitality. Anyone has any feedback on Aia vitality?

I want to get a Aia hospitalisation plan for my upcoming newborn kid due to the Aia vitality. Anyone has any feedback on Aia vitality?

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Rachel Yeo
Rachel Yeo, Content Strategist at Seedly
Level 4. Prodigy
Answered on 14 Nov 2019

Hello!

A year late, but for those who are still looking for the answers to this, here's an article you can check out to weigh the pros and cons! https://blog.seedly.sg/aia-vitality/

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👍 3
NA
Nindya Azelia
Level 4. Prodigy
Answered on 20 Nov 2019

Hi, from what I know AIA Vitality has a minimum age of 18. So might not be possible to get it for your kid. And please take AIA Vitality only as a bonus point when making decision, not the main point.

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👍 1
Lihua Lh
Lihua Lh
Level 4. Prodigy
Answered on 20 Nov 2019

AIA premium is higher range but cover more

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👍 0
Fang Fang
Fang Fang
Level 4. Prodigy
Answered on 20 Nov 2019

AIA is consider a higher premium range but more coverage

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👍 0
Jason Sin
Jason Sin
Level 8. Wizard
Answered on 30 Nov 2018

I do not think it is wise to get an insurance policy from AIA because of AIA Vitality. You may want to reconsider your option.

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👍 0
Loh Tat Tian
Loh Tat Tian
Level 8. Wizard
Updated on 03 Oct 2018

First thing first,

You can't get vitality until your kids is of legal age (18 or 21, need to check it out). Why?

Because once any policy is transferred, vitality benefits is lost to the plan (and hence you are able to deduce that vitality cannot be bought with a kids policy).

Your agent should have highlighted that to you. (of course, 1-20 years old, AIA current premiums are lower than GE, whereas after, GE is cheaper once you hit age 30).

Also, AIA makes changes to vitality quite often (yearly at least), so it may start to get less attractive. Do take note (and you also need to submit a vitality cancelation request if you want to discontinue vitality).

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