I’ve a diversified portfolio totalling 130k but currently at a loss of about 30% due to market downturn - I don’t need the money, shId I just leave e investment there ?

As some pointed out correctly, this is not the right portfolio diversification. Your portfolio should consist of cash, bond, unit trust, equity, property and etc. At this current climate, best is to allocate a bigger portion to cash & bond. You can slowly reduce your equity holding by selling off stocks that have fundamentally moved to down trend. But again, it will be your call based on your fundamental analysis. Cutting loss is painful, but better than no fund to invest when the next bull cycle.

I have a similar portfolio around 120k also with about 20-30% loss. I don't need the money currently. My plan is to sit tight and continue receiving dividends. Selling anything now would just mean that I'm inking up a confirmed loss. If the companies you have invested in are solid, they probably should manage to hold up even in a market downturn. I suggest you just ride it out

Hi,

You have a good portfolio of stocks. Most of the stocks have provided a good return over the long term as the previous performance. In this situation, I would like to suggest you go along with your investment. Consider your self as an investor, not a trader.

Most of the stocks have huge potential to provide a good return over the time. Be calm !!!

It is not a good position to be at the moment. At the current market situation, it is better to relook at your portfolio. Ask yourself why you have bought the stocks in the first place and whether you believe the company will do well in the next 10 years. If you still believe in their potential, then keep it. Otherwise, it might be better to redeploy your capital into stocks which stands a better chance in the current market.