I still have 75k outstanding on my housing loan left that I am paying roughly 2% interest. Should I pay off my loan or just continue status quo?

As long as you can be able to generate anything more than 2%, pay it as normally so your money can works harder for you.

Refinance or reprice your banking loan if you haven't. (Refinance is to seek another bank to get a lower rate mortgage loan, Reprice is to approach your same bank and sign a new lower rate mortgage loan)

interest rate now in the market is very low at 1.8x%

You can grab higher returns via the stock market returns via dividend stocks or growth stock (and you can be more secured if you able to hold on to stocks for 10 years and more)​​​

Hey there! Housing loan is actually considered as a "good debt", because the interest rates are pretty low. The rationale behind is even though it feels good to pay lump sum and reduce your debt, that same lump sum can be used to generate higher returns - opportunity cost. It would not be that tough to generate higher returns through your own investments (for eg, STI ETF gives ~3% pa). ​​​

Gaining 2% returns is quite doable so I would keep my cash while repaying my loan. I would find a way to obtain at least 2% return from my cash.