Asked by Anonymous

I saw a similar question recently. I’m 23 and I have 10 more years to live because of my critical illness. I have no insurance. Should I invest my time in a University or start working?

I have a diploma and high medical bills to pay.

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    • Leong Wen Fong, Economics and Management at University of London
      101 Answers, 173 Upvotes
      Answered on 12 Nov 2018

      Hey there, sorry to hear about your situation. I think you ahve to ask yourself, since you have 10 years left to live, what is the most important thing for you to do?

      If you want to experience all there is to life, then maybe a university life before working full time will give you more experience.

      If money is an issue, then join the workforce, and try out new jobs from time to time, so that you can experience more things.

      There's really no easy answer for this, but always remember what is most important to you - and plan your next 10 years around that!

      All the best!

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    • Jim Ng, Insurance Premiums Reduction Specialist™ at

      Top Contributor (Nov)

      42 Answers, 85 Upvotes
      Answered on 12 Nov 2018

      Hi, I am 23 as well, only equipped with a diploma too.

      I am so sorry to hear that you have a critical illness at this age, it is really unfortunate.

      Is there any way you can seek help from Ministry of Social And Family Development and apply under the Urgent Financial Assistance scheme?

      Read more here:

      Also, are you truly interested in studying a specific course for your university studies? What did you study in your polytechnic? What is the current pay if you were to apply for a job now with your diploma?

      Feel free to private message me on Facebook for free financial advice:

      Disciaimer: I have nothing to sell you, I just genuinely want to help.

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