I'm 35 years old, single and first time buyer. I have $53,000 in my OA. My gross pay $1300, $299 goes to my OA monthly and I want to get a 2 room Flexi. How much loan and grants can I get and pay back monthly?

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Li Elizabeth

24d ago

Or if you have time to spare, call hdb or make a trip down to their office, their grants eligibility might change, so best to check with hdb direct

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Wrong Sean

07 Jun 2020

You can check on the HDB website for flat eligibility and HLE details if you are looking at getting HDB loan. Based on the assessment by HDB, they can advise you further.

https://services2.hdb.gov.sg/webapp/BP13EligChe...

https://services2.hdb.gov.sg/webapp/BP27AWHLEAp...

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I am getting my house in 2 years time. Do you recommend if I throw my OA into SA and pay off my monthly mortgage using the OA I got every month from my pay? Should I leave some OA in case I lose my job?

I’m a 40-year old single with two cats while paying off housing loan. While my cats are slightly expensive, they make me happy and want to continue owning cats even after retirement. Should I keep this cats or focus on paying off my loan?

I'm in my mid-30s and getting married next year. I have 30K in my OA currently, would it be better to pay a lump sum for my HDB loan first or would you advice transferring some to SA or keep in OA?

Is it advisable for a 25 year old to transfer some of their OA( OA above 20k) into SA to aid in reaching 1M65 when they are buying a bto flat 5 room (price 350k & no grants) in 4 to 5 years time?

In my 30s and on a 25-year HDB loan of 350k paid monthly through CPF, should hit FRS by my 40s. Is it sensible to pay the HDB loan thru excesses in OA once I hit FRS, instead of getting a bank loan?

I'm in my mid-30s and getting married next year. I have 30K in my OA currently, would it be better to pay a lump sum for my HDB loan first or would you advice transferring some to SA or keep in OA?

Is it advisable for a 25 year old to transfer some of their OA( OA above 20k) into SA to aid in reaching 1M65 when they are buying a bto flat 5 room (price 350k & no grants) in 4 to 5 years time?

In my 30s and on a 25-year HDB loan of 350k paid monthly through CPF, should hit FRS by my 40s. Is it sensible to pay the HDB loan thru excesses in OA once I hit FRS, instead of getting a bank loan?