I’m 20 and halfway into NS so I would like to learn something new and meaningful while earning additional money at the same time. Any tips for a beginner like me or some places of info that I can visit?

My friends are in a similar boat, so I can share a bit about what some of them have done. Most of them have started parking their NS savings in an interest bearing account, let it be Standard Chartered Jumpstart or a roboadvisor. More of them are using roboadvisors mainly due to them wanting to get a start in investing. I personally think Stashaway was a great way to start, but I'm biased because it was my first exposure to investing! Stashaway also has Stashaway Academy, which provides a lot of free investment and personal finance courses. This is great if you're looking to learn something as well ~

I also think honing in on an interest or skill that is "freelance-able" is good as well. Do you like writing? Then maybe start a blog or portfolio to beef up your credibility to do freelance. All the best! ​​​

Hello! SIngapore is currently encouraging upskilling for all citizens which means that there are currently many courses available that are eligible for claims. After picking up such a skill I think that there will be opportunities to do some of these work freelance which will help you to earn some additional money as well! This article may be of help to you: https://thesmartlocal.com/read/training-courses...

Investing is definitely a great way to make your money work for you, but I wouldn't view it as a way to earn additional money. I see it more as a method to make your money grow and generate returns versus leaving your savings in the bank.

I wish I started thinking about these at 20 too, so all the best!! :D​​​