I have around $40k to invest, should I put most of it into REITS?

First: avoid mutual funds / unit trusts (fees way to high, on average underperformers)

REITs are nice, Singapore REITS on a global scale have comparably high dividend yields.

As opposed to single REIT investing I'd rather recomment S-REIT ETFs. The one available with the highest Singapore focus is: Lion-Phillip S-REIT. I hold it myself and am very happy with that. Your performance of course is not only measured by the dividends, but 'net' performance X would rather be:

X = (ETF price gain plus dividend distribution minus brokerage fees) corrected for inflation rate.

Aside from REITs global passive stock indexing ETF Buy&Hold seems very attractive.

more on my thinking:

https://seedly.sg/questions/what-is-your-genera...

Depends on what your investment risk appetite is like!
I would split up my $40k into a more balanced portfolio.

Usually it's between Equity and Bonds.

Buying REITs are like Equity, which should weigh heavier for a longer time horizon and more risk profile.

• Most risky: 80% Equity, 20% Bond 10 year time horizon
• Balanced: 60% Equity, 40% Bond 5 year time horizon
• Least risky: 20% Equity, 80% Bond 2 year time horizon

Why REITs though? Would love to hear your thoughts.

Do take a look at your risk appetite and time horizon. https://www.financialsamurai.com/the-best-asset....

Don't be hasty to put all your eggs into one basket. Read up on different investment platforms after you have determine your risk profile and assess them.

1. Which Reits Sector?
2. or Trust mistaken as Reits?
3. Which currency?

If the above 3 points is unfamiliar or sounds new to you, $40k is best place in low risk vehicle with higher yield and principal guarantee compare to savings account until you have a retirement planning (not based on insurance products without prejudice).