Anonymous

08 Jul 2020

∙

I have about 200k savings in total. How should I invest?

For example, if i break them into 3 categories, High risk, medium risk, low risk..
how would you proportionate the money?

What are the specific investments you will put in these categories?

Thanks

Discussion (15)

What are your thoughts?

Learn how to style your text

Jefremy

09 Jun 2020

Don't go into stocks, ETFs or mutual funds. Those are for DCA and normal people.
With 200k, go find a private investor club.
You will learn more about investing from seasoned individuals and open yourself to higher returns with lower risks.

That said, reserve some for long term returns and emergencies in gold and silver.

Save

View 3 replies

Charles

09 Jun 2020

Thanks all.

If my % as below:

20% - High risk

50% - med risk

30% - low risk

what are the specific investments you will place them into?

Today, i am already running 3 different robo-advisor (2 for my SRS and 1 for my cash deposits).. believed they are Low Low, Med risk category..

i also buy into sti etf occasionally.. not making money now.. bought high...

i will need more ideas to diversify my funds..

Save

View 4 replies

SkyFP.com

09 Jun 2020

Most importantly, you need the ask yourself the risk you want to expose yourself to.

If talking abo...

Write your thoughts

Hi, what would be a good investment portfolio for someone in her early 30s with $250K in total savings? Are short term saving plans eg. lock up capital for 3-5 years with 2-3% returns good?

I brought a AXA Saving and investment plan and have invested $8000 till now. Currently the total figure is around 11k. Should i sell it or cont to pay monthly contribution ?

I'm a 22 year old uni student, graduating in 2022 in with cybersecurity degree. Right now I have $30k saved up. Any recommendations for investment percentage of total savings?

Im a 21 years old with a 1.5 years old kid. taking full time degree as of now. I have a total Savings of 180k as of now. I sell stuff online ..getting revenue of 10k a month. Bto coming in 2023. Any good investment or saving plan I can consider?

As an undergraduate, what is the ratio of savings, spending, investment, insurance and etc should I allocate with a total saving of $10k so that I can move out by age 25?

StashAway

4.7

1293 Reviews

StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

Cash Management

INSTRUMENTS

None

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

3.5%

EXPECTED ANNUAL RETURN

Mobile App

PLATFORMS

Moomoo Singapore

4.7

476 Reviews

Endowus

4.7

656 Reviews

Hi, what would be a good investment portfolio for someone in her early 30s with $250K in total savings? Are short term saving plans eg. lock up capital for 3-5 years with 2-3% returns good?

I brought a AXA Saving and investment plan and have invested $8000 till now. Currently the total figure is around 11k. Should i sell it or cont to pay monthly contribution ?

I'm a 22 year old uni student, graduating in 2022 in with cybersecurity degree. Right now I have $30k saved up. Any recommendations for investment percentage of total savings?

As an undergraduate, what is the ratio of savings, spending, investment, insurance and etc should I allocate with a total saving of $10k so that I can move out by age 25?