Asked by Anonymous
Asked on 22 Oct 2018
If you really want a steadily-growing and diversified portfolio, you should start by not putting all your eggs in one basket. Building a successful portfolio requires thought and you must analyse each and every one of your investments rigorously before you invest. You might find this process daunting, which is why it is more beneficial to build your investment portfolio slowly over time, rather than rushing into making a ton of investments quickly. Allow yourself the time and space to grow and learn before diversifying or rebalancing anything. Of course, if your advisor tells you to do something specific, you should certainly take that into consideration too!
Here's something more elaborate.
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The good thing is you have a good amount of investment of capital! For me with that amount as a millenial, I have most of my capital in property and stocks.
I would say to put more into ETFs if you don't want to spend too much time researching individual stocks.
First off, well done in being to accumulate your cash.
Truthfully, you can spread your money across numerous ETFs to achiveve you aim of getting differnet asset classes. Pherhaps add 25% each into S&P 500 ETF, NASDAQ ETF, STI ETF, and REITS ETF. Such combinations can do the trick
Top Contributor (Jan)
It would depend on your age, investment horizon, and your risk appetite.
You should try to have 100 - your age to be your percentage asset allocation into Equities.
And I personally wouldn't put more than 10% of my portfolio into Property.