Asked on 03 Mar 2020
Where can I learn more about ETFs? What are some key things that I should know wrt this?
Hi there, As the saying goes: "The best time to plant a tree was 20 years ago. The second best time is now". It's never too late to plant the tree of investing.
Back to your question. History shows that EFTs and index funds on average outperformed most managed funds. Besides, you save time, effort and fees.
On the other hand, you can also consider Dividend Growth investing, an investing style that focuses on giving you a passive income. You mentioned that you're 40, making this a good retirement plan to consider.
I've create a video where you will learn:
How to select companies that provides you with consistent and growing dividends.
The qualitative aspects: brand, product & management team etc
The quantitative aspects: income statment, balance sheet & cash flow etc
Watch the video here and I hope this helps! :)
Hey! Seedly actually has great resources! Some places include Heartland Boy, DrWealth etc. ETFs are a great way to start, for starters because they are diversified (do note the industries of certain ETFs, NASDAW for example is highly focused on tech companies) so you don't have to be scratching your hair over a failed investment. With the current market right now (everything is on sale haha), your strategy might be to do dollar-cost averaging (a regular allotment to invest) instead of doing a lump sum. PhillipCapital actually has great webinars for beginner investors!
If you feel that its really too much work to read up, you might wanna consider getting an Investment-Linked Plan (ILP) with a trusted agent.
You can learn the basics of what an ETF is by reading through this article.
There are lots of articles written by our Seedly content team on ETFs and Investments, you can check them out here!
Do remember to research comprehensively and thoroughly before investing, and make sure that you understand your own cashflow and risk appetite! Also, remember to invest rationally, not based on emotion.
Hope this helps, and all the best in your investing journey!
I get comfortable with ETF from using StashAway. Would advise that if you are unfamiliar, can start small with StashAway, read their article, attend their seminar(they have classes in their apps as well). Aft you get used to the term and how to diversify via different etf, maybe you can start invest in etf.
Read article on financial horse website as well!
This is an awesome step-by-step guide on how to get started: https://blog.moneysmart.sg/invest/sti-etf-guide-start-investing/
Dr. Money has a very informative webinar on the mechanisms behind ETFs: https://www.youtube.com/watch?v=817r_p1cihw
i'm in the same shoes as you, becoming 40 this year too. jia you!
You can start via robo advisors. Meanwhile, you can visit websites such as seedly to learn more about investing and personal finance in general.
Yes, my feeling is that ETFs are the best longterm investing choice for us.
you must be able to put away that money for 5, better 10 years
to read more you find articles on www.etf.com and free books on zlibrary website
and here are some general infos (some more risky, some less:
the german book by author Kommer is well known
For a start, STI ETF will probably be your first etf.
If I may suggest, topping up your cpf SA is not a bad choice as well.
Hi Anon, I think this step by step article by The Fifth Person is a good start (e.g links to how to open brokerage account, to investment styles etc.). You can explore what style you prefer through all the articles there and hopefully give you a better idea :)