I am going to be a financial advisor and recently saw the whole "prank" of SMUrejects.com being directed to the Prudential website. Is the impression of us really that bad? - Seedly
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Asked on 18 Oct 2018

I am going to be a financial advisor and recently saw the whole "prank" of SMUrejects.com being directed to the Prudential website. Is the impression of us really that bad?


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Vicky Faith
Vicky Faith
Level 5. Genius
Answered on 19 Oct 2018

I was also seriously considering about being financial advise or recently because I used to purchase corporate blanket health insurance for clients and would receice calls from time to time for insurance advise and claim processes. I really enjoyed that a lot - like how I can come in to help assure them that they are well covered under the corporate plan.

But as I think of it more seriously, I realised no matter how much I know I will enjoy helping people when they are in need (in terms of insurance), this can't be shown on my face or stick with as written word when I walk around. People would still view me as someone who wants to earn commission and all even though my real intent is to share real and important information. Is like, I totally see the importance of having health insurance but yet I don't think I will be able to believe in just one company's product and sell theirs only.

Also, corporate insurance are done in the way that people call me cause they need me and my service to help them. I sometimes even advise my clients to get their personal insurance and share the importance but I do not have ant product to sell them. But as a financial advisor, I probably need to be the one to tell people they need something which they probably never knew. I don't think I can do the latter kind of sales know how the general public actually view financial advisors...

Yup, just sharing my point of view why I chose not to be FA mainly due to perspectives from the public. But definately not dessuading you to be one because i have met really awesome agents And I'm thankful that they are FAs!!


šŸ‘ 5
Luke Ho
Luke Ho, Money Maverick at Money Maverick
Level 7. Grand Master
Answered on 14 Nov 2018

Yes. It is.

You have to be prepared for a whole bunch of people in your life to hate you or leave you or assume you're greedy, or wonder why you don't have a real job.

Some of the people who you think will support you most will leave you and some people who thought you left no impression on whatsoever will be your biggest supporters.

The impression is bad largely among the layfolk. If you're lucky, you'll find a bunch of rich people who recognize the value of your relationship and your products, because every single product you have, whether fully optimized or not, is designed to make your client more financially well off. So it's rarer for them to think badly of you just for existing.

A bit of advice - don't try this industry. This industry tries you. It brings out the ugliest and best sides of you and the uglieist and best sides of everyone in your life. So if you want to join this line, don't try it. Go all in, and make it a point to survive and be recognized as a professional.

Good luck.


šŸ‘ 1
Zaid Zed
Zaid Zed
Level 2. Rookie
Answered 2w ago

After 2 years of being in the industry. i am in a better position now earning much more. But the 2 years in insurance has taught me grit and the courage to face whatever that is being thrown at me.

sales in this industry is tough and will break you from time to time. But at the end of the day, you emerge stronger and wiser.

Good luck for your endeavour !


šŸ‘ 0

Yeah buddy. Sad to say. Most under appreciated job.

But the good thing is that you can choose who to serve and who not to serve.

Focus on your advice and serving the right people consistently and you'll make it in this career.


šŸ‘ 0