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Tan Wei Ming
20 Jul 2020
Founder and Writer at Frugal Youth Invests
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20 Jul 2020
Def at Abc
Hi there,
23 years old should be fresh out of school or still in final years of tertiary education.
Depending on your financial situation—how much you have saved or earned from side hustles, it could range greatly.
Personally, I think the goal is to be debt-free from tuition/school fees at that age :) if there’s savings left over, it’s a bonus.
You can consider reading some financial literacy books on my blog (profile link see 2 Books to read when you graduate into a recession ) to see how best to make use of your remaining savings!
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There is no benchmark on how much one should have for savings when they are 23. It depends on their spending pattern and the savings mentality since young. You can have a person who have a Iot of money because he/she spends frugally while others who are living pay check to pay check because he/she is living the YOLO life.