How many credit cards do you have, and how do you maximise all of them? - Seedly
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Anonymous

Asked on 19 Oct 2018

How many credit cards do you have, and how do you maximise all of them?

Credit cards were always portrayed as a bad thing to have by my parents, and something that is unnecessary. Yet I've also heard that there are benefits to them. How does that work?

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Gabriel
Gabriel
Level 8. Wizard
Answered on 19 Oct 2018

Currently an NSF and I have 1 debit card which is the CIMB AWSM Card which has no annual fees (Free) and gives 1% cashback on Dining and Entertainment, Telco (Starhub/M1/Singtel/Circles) and Online Shopping (Qoo10, Shopee etc.). If I spend on those categories which qualify for the 1% cashback, I'll pay using my CIMB AWSM Credit Card. Otherwise, I'll pay using my DBS Visa Debit Card. Credit cards are bad when you can't control your spending or pay your bills on time since you'll either overspend or land yourself in a credit card debt due to the late payment fees and interest

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ūüĎć 0
Png Cheng Xi Damien
Png Cheng Xi Damien, Happy Life Seeker at Home
Level 6. Master
Answered on 19 Oct 2018

Boc family card for rebates

Uob ppv for miles on paywave

Citi rewards for miles on shopping

Uob prvi for everything else

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