Asked 3w ago
E.g Contributing 70% to high interest savings account to use for short term needs like housing and wedding and 30% to investment for long term needs or paying home loan instalments using both cash & CPF so can save up for retirement.
If you don’t have a partner yet, you can also comment what do you intend to do with your finances with your partner.
Build emergency funds of 6-12 months at high yield products. (account, singlife, elastiq)
She is more risk adverse, so, I got her to try StashAway(robo-etf investing) at her comfortable risk level.
Set up the goal, like getting 150k for house payment using StashAway product. (They will decrease risk level until when we need the funds)
For myself, have been trying to actively investing.