How does Kristal.AI rebalance their portfolio?

On a technical sense - "how" they rebalance would be selling existing things and buying new different things :) :) :)

More seriously tho, as part of Kristal offering, you can choose investment choices "Kristals" which are actively managed. For those choices, like any other actively managed fund, there is a certain mandate/appraoch and the company will be periodically changing holdings based on market conditions.

The nice thing about the platform is that you can choose whether to have a more fixed portfolio (off the shelf ETF that passively track index) or those which are more active - so really up to what is your investment objective.

Our rebalances are model driven or rule based with a forward looking view. So an All Weather Kristal shall rebalance when the weightages are outside of the bounds that the rules state. Additionally since we monitor Kristal performance regularly, there could be a trigger based rebalance, where the asset allocation goes conservative or aggressive as the case maybe. We use different approaches including Risk Parity, Target Vol, Glide path etc. Would love to walk anyone through in more detail if there is interest. You can write to [email protected] for more detals.