Anonymous
I'm 21. Have a supplementary card under my name which I charge once in a while and pay off promptly. Not sure if it affects.
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Nicholes Wong
17 Sep 2018
Diploma in Business Management at Nanyang Polytechnic
https://www.creditbureau.com.sg/credit-score.html
This link have all the factors affecting credit score in Singapore.
When you apply for loans and credit cards, fail or success you can actually apply for credit report for free if you apply within 30 days when you are informed that the loan or credit card application success/fail. Doing this every time will allow you to check your credit report if its good or bad and see got any error that you will need to fix.
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HC Tang
17 Sep 2018
Financial Enthusiast, Budgeting at The Society
1. Check credit report and rectify any mistake.
Free check at: https://www.creditbureau.com.sg...
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The 1st step is to have a credit card or loan. If you don't have one, you can't have a basis for a credit score.