How do you balance being thrifty and enjoying life while in your 20s?

I actually don't need to balance it, as I don't see both as mutually exclusive.

Most of the food I enjoy are low-cost (super smooth teh halia at $1.50, super fresh yong tau foo at Chinatown at $3), and most of the experiences I enjoy are free (walking around the marina area).

There are a lot of things you can enjoy that does not cost a lot of money, you just need to find them. Think positive.

Get thrifty friends with similar mindsets as you. If they are all the high income or high spending type, it is almost impossible to be thrifty.

Save money by frequenting cafes and cinemas less. (It’s not about the food or environment, it’s about the company)