How do you all set your investment portfolio? Any good stuff to read to start?

Hi Anon,

The idea is to not put all your eggs in one basket. Building a successful portfolio requires thought and you must analyse each and every one of your investments rigorously before you invest. As someone new to investing, you might find this process daunting, which is why it is more beneficial to build your investment portfolio slowly over time, rather than rushing into making a ton of investments quickly. Allow yourself the time and space to grow and learn before diversifying or rebalancing anything. Of course, if your advisor tells you to do something specific, you should certainly take that into consideration too!

Here's something more elaborate.

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I am not sure what you mean by 'set'. I assume you mean portfolio allocation.

As a rule of thumb, the bond allocation in your portfolio should be equal to your age.

For example, if you are 27 years old, you should have 27% bonds and 73% equities.

If you are 75 years old, you should have 75% bonds and 25% equities.