How can I save more money on my healthcare, if I am someone without good insurance like a freelancer or international student?

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The simple and immediate solution is to eat healthier, exercise regularly, sleep properly.

Just with these, I'm pretty sure you'll fall sick much less often, and thus save on the medical bills. If you really fall sick still, then make sure to go to a poly clinic (if you are a freelancing local) rather than private ones, even though the queue and the service there can be much better.

Other than these, for illnesses that you may not be able to prevent, or accidents, being accidents, its definitely better to get your own insurance, and get it early. It's better to pay a small amount, to negate the risk of paying a huge amount, than save on the small payments, and if anything happens, end up having to pay a huge amount.

This is especially true if you have people you are providing for, or just family memebrs. You wouldn't want your lack of coverage to cause them to have to pay your medical bills.