Asked on 01 Jan 2021
Hi! Recently, i applied for a credit score and was shock to receive a grade of HX!
Prior to this, i have never applied for a single credit card nor any loan.
Any advice on how to improve a credit score of HX?
Musyaffaq, Business Studies Graduate at Ngee Ann Poly
Top Contributor (Jan)
Answered on 04 Jan 2021
Actually if you never open any form of credit, your first grade should be GX (it was for me). HX if I’m not wrong means you alr got some credit history... so this one I’m not too sure! If someone who knows can share, please do!!