Anonymous
Hi! Recently, i applied for a credit score and was shock to receive a grade of HX!
Prior to this, i have never applied for a single credit card nor any loan.
Any advice on how to improve a credit score of HX?
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Musyaffaq
04 Jan 2021
Business Studies Graduate at Ngee Ann Poly
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Have you started working? If not no hurry to apply, after u come out and work , those pesky credit card sale people will call you everyday to force you to use their card.
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Actually if you never open any form of credit, your first grade should be GX (it was for me). HX if I’m not wrong means you alr got some credit history... so this one I’m not too sure! If someone who knows can share, please do!!