Hi I would like to start investing passively and currently have DBS invest saver in STI ETF doing dca, is syfe equity100 another good option to dca in? Looking for gains in the long term

Hi Anon,

Yup, Syfe's Equity100 is definitely a good option to consider if you're planning to use a robo-advisor! It's one of the only (if not the only) portfolios that offers a 100% position in equity - something that investors with a large risk appetite who want to maximise growth can look towards.

In fact, I'd say that Equity100 is a much better option than an STI ETF in terms of long-term growth potential. Also, Syfe's management fee of 0.65% is lower than DBS's InvestSaver of 0.82%. It's perfectly fine to DCA into both the STI ETF and Equity100, but there's an argument to be made to sell your holdings in DBS InvestSaver and consolidate it onto Syfe - if you really want to get exposure to the SG market, you can always go for Syfe's REIT+ portfolio. Consolidating your investments into Syfe will help you reach the next tier and reduce your annual management fee. Also, it keeps things more simple!

Hope this helps & all the best!

Regards,

thefrugalstudent