Hi, I noted to qualify for the entitlement under the PPF Scheme by SDIC for the $100 k protection, one of four following conditions has to be met (https://www.sdic.org.sg/calc/pop_calc).?

Can i check which condition would apply for normal person like many of us here should Singlife is forced to liquidate?

The rationale of my question is because it seems that the conditions are somewhat impossible to meet, given that one would have to claim for life insurance payout before the failure (under (a)), or have given a notice to cancel the account (under (b)) where the timing of failure is unpredictable to normal people like me. Further (c) and (d) doesn't seem to apply as well.