Asked by Anonymous

Hi, how I can save money and make money while in university? Really thinking of getting through university without relying on my parents as I don't wish to add on to their expenses?

Gonna study business in NTU this coming August. Applied for scholarship but with poor A-level results, I doubt I might be able to get it. Heard of tuition fee subsidies which might help in a way. Many thanks to all the valuable advices in advance!

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  • Yeo Enk Loui
    Yeo Enk Loui
    Top Contributor

    Top Contributor (Apr)

    Level 6. Master
    Answered on 29 Mar 2019

    Hey there!

    Here are a few tips that I can think of right off the bat:

    1) Find a part-time gig such as private tuition; I currently have two tutees and the fees are enough to cover my weekly expenses

    2) Adopt the habit of not spending money on soft drinks; I think this one way you can cut down on your expenses without feeling like you are compromising on your lunch! A little goes a long way

    3) Apply for scholarships/bursaries

    4) Get into the habit of tracking your expenses; it creates accountability and subconsciously compels you to save more money

    5) Go for school-based surveys/experiments; they usually reimburse you with a small sum of money for your time! It's a good way to earn a quick buck in between your lessons!

    6) If you stay in hall/dormitory, minimise expenditure on food by eating in the dining hall more often

    7) Apply for internships over the holidays; you gain both experience and allowance

    8) Utilise school facilities such as the gym so that you won't need to spend it on external facilities

    Hope that helps, and all the best for your future endeavors in NTU! :)

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  • Junus Eu
    Junus Eu
    Top Contributor

    Top Contributor (Apr)

    Level 7. Grand Master
    Answered on 02 Apr 2019

    Here's what I did:

    1. Get an internship that pays and allows flexible hours.
    2. Give private tuition in the evenings and weekends.
    3. Save on your spending. With all the time you are spending working, giving tuition and studying, it is not likely that you have time for recreational activities.

    That was in a nutshell my life throughout my uni years. I would study from 12am to 3am for exams, sleep, then wake up to get to 830am class the next morning, and do my internship job remotely between lectures, then give private tuition from 7-10pm. Then I would have dinner, head home, and start studying again to 3am.

    Thankfully it paid off - I got enough to cover my tuition fees, my living expenses and also with some savings left over!

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  • Yong Kah Hwee
    Yong Kah Hwee
    Level 6. Master
    Answered on 29 Mar 2019

    Hi! You can consider giving tuition. They are very lucrative!

    If you have any talents, such as design/piano/etc, you can consider teaching in these areas too!

    Alternatively, pick up a skill, such as life saving or photography, and then get a job related to it!

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