Hi Considering to invest in a Robo Advisor-mainly in US ETFs. The US mkt is at all time high. If invest a lump sum say 100K or more, would it be a good time to invest? Investing period approx 6-10yrs?

If you are preparing to hold long term, it would be wise to ignore the short term noises and invest in it straight. The more you wait, the more you will miss out on potential. And the time in the market is always better then timing the market.

Yes, better cancel that ILP

ETFs are the best choice, however for stock market you need patience (10 y), avoid panic, invest regularly, diversify

more on my thinking here:

https://seedly.sg/questions/what-is-your-general-investing-philosophy-strategy

If you're planning to buy and hold, look at the long term prospects rather than focus on the short term market fluctuations and panick sell.

With that being said, you might want to consider putting 50% lump sum and the remaining 50% over the next few months.

If it goes up the next month, it's good that you're invested a lump sum. Otherwise, if it went down you still have some 'reserves' to buy more at lower prices.

The question is whether you can take it if yr $100k become $50k in next 1-2 years despite u mentioned your investing period is 6-10 years?

If you can take it, then okay. If not you can split and go in every month or so (DCA).