facebookHi Considering to invest in a Robo Advisor-mainly in US ETFs. The US mkt is at all time high. If invest a lump sum say 100K or more, would it be a good time to invest? Investing period approx 6-10yrs? - Seedly
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Anonymous

Asked on 25 Feb 2020

Hi Considering to invest in a Robo Advisor-mainly in US ETFs. The US mkt is at all time high. If invest a lump sum say 100K or more, would it be a good time to invest? Investing period approx 6-10yrs?

Know about time in the market is better than timing the market.

Past experience investing in Jan 2017 has not been encouraging. The invested amt dropped within the next few mths and after 3yrs, it is still at 3-5% loss. (Product is a single premium ILP with monthly income payout of avg 4%). May consider cancelling the policy. Thanks

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MT2020

MT2020

Level 7. Grand Master

Answered on 25 Feb 2020

If you are preparing to hold long term, it would be wise to ignore the short term noises and invest in it straight. The more you wait, the more you will miss out on potential. And the time in the market is always better then timing the market.

1

Frankie Rappaport

Frankie Rappaport

02 Mar 2020

Thank You!

Thank You!
Can you clarify
I wonder if
This is so helpful 👍
What about

Post

Davin

Davin

Level 7. Grand Master

Answered on 25 Feb 2020

The question is whether you can take it if yr $100k become $50k in next 1-2 years despite u mentioned your investing period is 6-10 years?

If you can take it, then okay. If not you can split and go in every month or so (DCA).

1

Frankie Rappaport

Frankie Rappaport

02 Mar 2020

Absolutely correct

Thank You!
Can you clarify
I wonder if
This is so helpful 👍
What about

Post

Frankie Rappaport

Frankie Rappaport

Level 10. Unicorn

Answered on 02 Mar 2020

Yes, better cancel that ILP

ETFs are the best choice, however for stock market you need patience (1...

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