Anonymous

02 Mar 2020

∙

General Investing

Hi Considering to invest in a Robo Advisor-mainly in US ETFs. The US mkt is at all time high. If invest a lump sum say 100K or more, would it be a good time to invest? Investing period approx 6-10yrs?

Know about time in the market is better than timing the market.
Past experience investing in Jan 2017 has not been encouraging. The invested amt dropped within the next few mths and after 3yrs, it is still at 3-5% loss. (Product is a single premium ILP with monthly income payout of avg 4%). May consider cancelling the policy. Thanks

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Jon Lye

20 Jun 2023

Split it up and invest over a periodic time ie DCA will solve your worry about all time high, if you are confident that the US market can power on for the next 6-10 years.

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Frankie Rappaport

02 Mar 2020

Yes, better cancel that ILP

ETFs are the best choice, however for stock market you need patience (10 y), avoid panic, invest regularly, diversify

more on my thinking here:

https://seedly.sg/questions/what-is-your-genera...

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MT2020

25 Feb 2020

If you are preparing to hold long term, it would be wise to ignore the short term noises and invest ...

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