Anonymous
It seems quite hard to make investment decisions like that when I don't have enough information
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Alex Chua
20 Jul 2019
Seedly student Ambassador 2020/21 at Seedly
May I ask how much is enough information to you? What other information you would like to have? Remember that borrower has their privacy concerns too and the platform would need to strike a balance.
Honestly, I personally feel that the fact sheet is sufficient enough to deduce payment behaviour and ability of the borrower. You could always opt out the loans if it is not within your risk appetite. Do note that most loans are catered towards SMEs with short business history.
P. S I myself also would like to have more information
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Fan ZD
11 Jul 2019
Employee at A Bank
Honestly, I find the fact sheets meaningless. What's more important is the rate of defaults for the ...
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Mostly the fact sheets are quite comprehensive.
Avoid mutual funds anyway.
Sometimes in the charts of the fund/ETF you cannot find a graph of
the defined benchmark for direct comparison.
The most important criteria relevant to buying decisions/selection are:
-Area under Management (should be very high)
-Total Expense Ration (should be as low as possible)
-for ETFs: replication method (should be physical or sampling, NOT: synthetic)
-5 and particularly 10 year (= long term) performance, importantly with simultaneous mentioning of the benchmark index for direct comparison
-domicile (important b/o Taxes, f.ex. USA versus Ireland)βββ