Hi all, I have $10k now and I am considering to put in either SINGLIFE, GIGANTIQ, DASH EASYEARN for 1 year. Which will be the best option in your opinion?

You can put your $10K with GIGANTIQ first and max out the account limit that earns this rate. GIGANTIQ is almost similar to Dash EasyEarn but less restrictive. You can get started with just $50 vs $2,000 with EasyEarn. Do check out my comparison of both accounts here for more details :)

Singlife is the best option (2%), but they have put new signups on hold and you would be put on a waiting list.

Gigantiq and Dash EasyEarn are good options (1.8%) but not as good as Singlife. Withdrawals cost 70 cents. Their T&C also states:

"We reserve the right to delay the payment of the surrender benefit for up to a period of 6 months from the date of the surrender request. We will trigger this right when there is a surge in withdrawals (partial or full) within the Portfolio during a very short period of time."

which is something that you should take note in the event that you need the money very urgently.

SInglife have halt the new sign ups, so your next best bet would be easyearn or gigantiq. Both also offers 1.8% p.a so not much difference here, see which you prefer. Better to sign up quickly before they reduce the rates again

IMO,

Singlife is the best choice! I have put in my first $10K && I am super pleased and happy with the interest balling in.

However, now they have stopped/paused new account holder or sign ups. Hence you need to wait. 2% for 1 year not bad good enough! With 0.5% bonus of spending minimum $500 each month. Not that hard to reach also. Just top up another $500 and you can budget your monthly expenses already.

Ps - I heard if you top up your grab pay card you will also benefit the 0.5% bonus interest! Gonna try that cos I have spent min $500 for the past 2 months. However the bonus .5% is until end Feb so hurry up for those holders of Singlife before it ends!!

I BET U SINGLIFE IS FTW!!🧡🧡🧡

Https://singlife.com/manage/

Singlife has stopped sign up for the Singlife Account so your choices are lesser.

I would personaly prefer singlife, since its more liquid.