Giving you a chance again back to age 20/30/40. What Busines/job/industry you like to venture? Why? How you want to balance between your choice and family?
Personally I don't think I would have changed many things professionally/financially, because I looked 5 years out when I was 20, and thought about the steps to take. I also make sure to spend time with loved ones, so I think I did seek some balance there.
What I would have changed is to pursue my passions earlier in life.
Probably I'd work harder as an athlete and try to represent Singapore at least once.
I'd make better decisions with girls and treat my family with more respect and appreciation.
I probably wouldn't change my profession.Although I only made my decision on the field after my A levels, I considered both the subject I like best (Arts) but get bad grade in, and what subjects I am good at in school (Maths & Physics). Also considered if the field I'm venturing into has any future.
I'm in the field most suitable for me, which combines my likes & abilities.
Still love what I do after 20 years. At most some of the decisions I make might defer to make my project work better.
Financially, I would probably make changes, by learning & investing earlier, probably get a part time job to chiong while I'm younger.